Personal finance and lifestyle

As part of our efforts to create a "Guilt-free lifestyle" we are trying to bring you tools and tips to simplify your life and make the best of what you have. Our current theme is personal finance. Based on input from hundreds of our readers, we have selected a few very important areas in personal finance this week. Here is a list of what you can find right now:

Always read your credit reports

Buried in student loans?

Avoid filing for bankruptcy, if you can

Consolidate your debt if your personal finances are not in great shape

Our research shows that once you learn to manage your finances well, everything else falls into place. Good or bad, money is a critical part of life and unless we learn to treat money with respect, nothing else goes right. Only if our finances are in good shape, our relationships work great, our friends want to talk to us, and we can pursue our dreams.

Related link: Personal finance for women